Simple, transparent pricing
A subscription pays for Sendarapay software access only. It does not activate cross-border transfers, payouts, payment links, escrow release, card funding or stablecoin settlement. Those are regulated money-movement services and stay disabled until your account, corridor and compliance review are approved and our payout provider or payment-platform (Stripe Connect) approval is in place.
Beta status: subscriptions are live, money movement is not.
Plan features below describe the software capabilities you are subscribing to. Any feature that moves customer funds — transfers, bank and mobile-wallet payouts, payment collection on your behalf, escrow release, stablecoin pay-ins and payouts — requires separate account, corridor, compliance and provider approval, and is not enabled by purchasing a plan. Exchange-rate figures shown in the app are estimates until a corridor is approved and a quote is confirmed.
A $500 transfer on the Personal plan
- Transfer fee (1.49%, min $2.99)
- $7.45
- Payout / funding fee
- Shown per corridor before you confirm
- FX markup on the mid-market rate
- Shown per corridor before you confirm
Every quote in the app is calculated with this same plan fee, then adds the corridor payout fee and FX markup as separately identified lines.
Personal
For individuals sending money home
Cross-border transfer fee, once your account and corridor are approved: 1.49% (min $2.99)
- Individual account
- One user
- Exchange-rate estimates (final rate confirmed at quote, approved corridors only)
- Recipient management
- Bank and mobile-wallet payouts once your account and corridor are approved
- Transfer tracking and receipts
- Standard support
Business Starter
Get your business started with cross-border payouts
Cross-border transfer fee, once your account and corridor are approved: 1.35%
- Up to 3 team members
- Payment links (collection requires compliance and payment-platform approval)
- Up to 25 payouts per month once approved
- Basic reporting and CSV exports
- Standard support
Business Growth
Scale payouts with approvals, escrow and API access
Billed monthly — $490/year saves 2 months
Cross-border transfer fee, once your account and corridor are approved: 1.05%
- Up to 10 team members
- Bulk and scheduled payouts once your account and corridor are approved
- Payment approvals
- Multi-currency balances
- Payment links (collection requires compliance and payment-platform approval)
- Accounting integrations
- Milestone payment (escrow) tools — release requires compliance and provider approval
- Basic API access
- Priority support
Business Scale
Advanced controls, reporting and higher limits
Billed monthly — $1,990/year saves 2 months
Cross-border transfer fee, once your account and corridor are approved: 0.75%
- Up to 25 team members
- Full API and webhook access
- Advanced roles and approval workflows
- Advanced bulk payouts once your account and corridors are approved
- Multi-entity reporting
- Reconciliation tools
- Higher transfer limits subject to compliance review
- Dedicated support
Enterprise / API
Embedded payments and white-label wallets
Transaction pricing negotiated per contract
Transaction pricing negotiated per contract
- Unlimited or negotiated team members
- Embedded payments (subject to payment-platform approval)
- White-label wallet software
- Stablecoin pay-ins and payouts subject to provider and compliance approval
- Custom corridors subject to licensing and provider approval
- Custom compliance workflows
- Dedicated implementation support
- Service-level agreement
Planned transaction pricing (not included in a subscription)
These rates apply only if and when a transaction service is approved and enabled for your account and corridor. They are published for transparency, are separate from any plan fee, and buying a subscription does not grant access to them.